With fraudsters mounting increasingly sophisticated and co-ordinated online attacks, banks must be constantly prepared for the latest threats. Dan Barnes explains.

Wachovia’s corporate chief information officer views outsourcing as a partial solution to the slowdown in banking innovation resulting from industry consolidation. Dan Barnes reports.

National Australia Bank has revamped its UK holdings, Clydesdale and Yorkshire banks, as local financial centres with an in-house manager style reminiscent of the 1970s. Stephen Timewell reports.

Target2 will bring more than a single platform for the real-time gross settlement systems in the EU, it will add enhanced euro liquidity management services for euro payments, reports Frances Maguire.

Across consumer banks, the cost-to-income ratio is still high. Branch banking, consumer lending, bank cards, and call centre operations have been mired in structural costs attached to legacy technologies, fragmented systems and manual processes.

Inefficient banks used to operating in protected domestic environments are likely to suffer the heaviest casualties once the single European financial market becomes a reality in 2010.By Chris Skinner.

Does increasing regulatory pressure on banks to simplify their finance function spell the end of the general ledger as we know it? Dan Barnes investigates.

Michael Meriton explains what drives the move to adopt an EDM approach and, once in place, what it allows businesses to achieve.

Unless banks take a more holistic view of their data management systems, they will find regulatory compliance and cross-asset analysis increasingly difficult. Heather McKenzie explains.

It’s no longer enough to gather information, banks must ensure that its use also complies with regulatory demands. This calls for a company-wide solution: enterprise data management. Dan Barnes explains.