The availability of big data in the finance world has gone beyond the big banks, and as other financial institutions receive this information, a whole new set of arguments are set to be heard.
Latest articles from Fintech
Better technology would bring better banking supervision
July 1, 2013The process for deciding upon and implementing global reforms could be made much more effective and time efficient if the global supervisory community invested more in technology, which would improve both international communications and data collection and analysis.
RBS remains committed to channel integration
July 1, 2013Global head of channels and distribution in transaction services at Royal Bank of Scotland’s international banking unit, Ken Deveaux, talks about the bank’s efforts to consolidate its channels and build an integrated systems architecture.
High-frequency trading: a game-changer for markets?
July 1, 2013High-frequency trading has changed the way equities, and to a lesser extent, other assets, are traded. This makes many involved in trading nervous, and they have every reason to be.
Citi CTO uses technology for social good
June 3, 2013He studies synthetic biology, develops mobile games for emerging markets with a member of pop group Black Eyed Peas, is an advisory member of NASA’s Ames research centre and serves as counsel to the University of California in his free time. By day, he is chief technology officer for Citi Transaction Services. Meet Antonio Benjamin.
Getting personal: the big business of mobile marketing
May 1, 2013Personalised and location-based marketing tactics could be a catalyst for higher usage of mobile payments and could, in turn, unlock new business approaches.
Will mobile NFC ever take off?
May 1, 2013Near-field-communication technology for mobile payments has seen huge investment and been much feted, but is yet to take off in the mainstream. What will it take for consumers to take to this new way of paying for their purchases?
Turkey's banks embrace the digital generation
May 1, 2013In Turkey, banks have stopped talking about alternative delivery channels. They consider all channels – including branches, ATMs and mobile – a core business, and this rise in digital banking is spurring competition and, as a result, innovation.
Digital wallets open up
May 1, 2013As consumer spending increasingly moves to online, so too do payments, with digital wallets becoming embedded in the payments culture with the aim of making online transactions both convenient and secure.
Assembling the digital payments supply chain
May 1, 2013As more and more stakeholders specialise in tools for the mobile payments space, e-commerce and mobile payments are converging, connecting the digital supply chain. So, while the mobile payments space is not an integrated web yet, headway is being made.