Latest articles from Editor’s blog

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Faster and wider: the new banking model

October 14, 2015

Mobile banking and instant payments have been the hot topics at Sibos, with their commercial viability becoming increasingly evident to banks.

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The time is ripe for China to 'own' the technology space

October 13, 2015

China's tech capabilities are evident in a number of areas, particularly e-commerce. Brian Caplen looks at what the county needs to do to demonstrate its technological might on a global scale.

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The search for a solution to the hidden payments conundrum

October 12, 2015

The World Payments Report 2015 states that hidden payments are now too big to ignore. Brian Caplen says that banks and regulators must take note.

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No rest for banks as fintech challenges loom large

October 6, 2015

With the financial crisis all but negotiated, banks and bankers may be looking forward with optimism at long last. However, reports from McKinsey and Deloitte suggest that the next big challenge – the impact of fintech firms – needs their imminent attention.

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The bond bubble risk of cheaper corporate borrowing

September 29, 2015

The post-financial crisis push in Western countries towards low interest rates, QE and encouraging corporates to utilise the capital markets has had an impact beyond the borders of the developed world, leading to some unintended consequences.

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A continuation of the low-rate environment is a high risk

September 22, 2015

The US Federal Reserve's decision not to raise interest rates was a political one, and not driven by economics. The long-term consequences of prolonging this 'managed depression' will not be pretty...

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Bankers need to balance culture with conduct

September 14, 2015

Bankers need to walk a fine line between embracing regulation while remaining innovative and competitive.

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Bankers at a loss over IFRS9 provisioning rule

September 8, 2015

The concept that bankers know when they are going to make a loss – which forms part of the IFRS9 rules launched in in 2018 – is fundamentally flawed.

Will old hands lead the mass adoption of new technology?

September 2, 2015

Blockchain and the Internet of Things have plenty of advocates in the financial world, but could it be the big banks that give them the scope to become all-encompassing?

China slowdown highlights importance of reforming during peaks, not troughs

August 24, 2015

The slowdown in China is hitting export-dependent emerging economies hard. It is those that planned for the bad times during the good, however, that will suffer the least.

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