Latest articles from Regulations

Alessandro Profumo

Alessandro Profumo: understand the turmoil to exploit new opportunities

December 23, 2010

The global banking system has been shaken to its core and only by understanding what lay behind the crisis can banks hope to take advantage of emerging opportunities.

Prop desk drawing

Rearranging the prop desk

December 23, 2010

Banks are reticent to discuss the consequences of the US's new Volcker Rule, restricting proprietary trading. While some analysts predict dire results for market liquidity, others suggest that bank leaders privately welcome the opportunity to pull out of risky prop-trading activities. Writer Silvia Pavoni

Peter Sands teaser

Standard Chartered's Peter Sands on the value of universal banks

December 23, 2010

Well-run and regulated international universal banks have an essential role to play in both the global recovery and the financial system at large.

Still on track? The EU flag is carried from Germany to Poland. How long it will take the euro currency to follow suit is up for debate

Poland seeks answers to the euro question

December 23, 2010

Polish policy-makers appear to be pushing the prospects for euro adoption further into the future. But this still leaves the country's banks with a dilemma about how to respond to client demand for retail loans in foreign currencies. Writer Philip Alexander

Federico Ghizzoni, UniCredit's newly appointed CEO

UniCredit's new leader still has some old problems

December 23, 2010

Federico Ghizzoni, UniCredit's new CEO, appears to strike the right personal balance between the group's Italian origins and its pan-European reach. But some of the dilemmas that dragged down his predecessor, Alessandro Profumo, need resolving. Writer Philip Alexander

Financial regulatory systems made simple

December 23, 2010

While the worst seems to be over for the financial sector, this is not a time for complacency or a return to business as usual. With the passage of the Dodd-Frank Act last July, US banking is entering a new era - but a workable system must be based on simplicity.

José María Roldán, chairman of the Standards Implementation Group (SIG) at the Basel Committee on Banking Supervision

José María Roldán says don't forget Basel II

December 8, 2010

The leading member of the Basel Committee on Banking Supervision explains some of the key concepts of Basel III, and how it relates to Basel I and II. Writer Michael Imeson

Michael Imeson, Contributing editor, The Banker

New priorities in financial marketing

December 8, 2010

Rebuilding customer trust is probably the top priority for bank marketing and communications executives today. Also high on the agenda are exploiting the opportunities presented by social media, dealing with customer complaints and improving customer data management.

Good idea, bad timing

December 8, 2010

Fears mount over a proposal to force investors to share the burden of a future financial crisis. Writer Geraldine Lambe

Changes set to test banks' adaptability

November 24, 2010

US, EU and UK authorities are all tightening regulations for the design and distribution of retail structured products. Banks are reacting quickly, but the international pattern of changes is not always coherent. Michael Marray reports.

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