The enterprise transformation director at Lloyds Banking Group explains to Joy Macknight how building a diverse and flexible IT architecture will serve the UK bank well in the future. 

Experimenting with emerging technologies and engaging with fintechs is how Commerzbank’s R&D unit aims to help deliver on the bank’s vision of becoming a digital enterprise, Michael Spitz, CEO of Main Incubator, tells Joy Macknight. 

Kirsty Rutter, chief innovation officer at Barclays UK, describes to Joy Macknight how the bank is using its fintech platform, Rise, to find the right start-ups with which to partner to deliver value to its business lines. 

Ezequiel Szafir, the CEO of Openbank, talks to Joy Macknight about constructing Santander’s fully digital experiment from the ground up.

Replacing a core banking system is not for the faint of heart but Hungary's MKB Bank took on the challenge.

Bipin Sahni, Wells Fargo’s head of innovation research and development for its innovation group, talks to Joy Macknight about laying the foundation for innovation through an R&D mindset.  

DNB’s chief financial officer, Kjerstin Braathen, tells Joy Macknight how Norway’s largest bank is optimising its people, technology and resources to get the most out of its digital transformation.

Elizabeth Rossiello, founder and chief executive of BitPesa, talks to Joy Macknight about using Bitcoin and its underlying technology, blockchain, to resolve currency exchange issues in African markets. 

Singapore’s central bank and financial authority, the Monetary Authority of Singapore, must balance fintech disruption with a safe regulatory environment. Chief fintech officer Sopnendu Mohanty talks to Joy Macknight about walking the tightrope to innovation.

Joy Macknight asks the group head of digital banking and innovation at Hellenic Bank, Natasha Kyprianides, to outline her digital vision for the Cypriot bank and explain how the bank is responding to the move to open application programming interfaces.