Latest articles from Technology

Strength in centralisation

February 2, 2005

BNP Paribas CIO Hervé Gouëzel tells Dan Barnes how he is working towards a strong centralised IT operations function, using partnership and outsourcing where necessary.
Hervé Gouëzel, chief information officer and executive committee member at BNP Paribas, is striving to strike a balance: “There are three [IT] models. The first is the very centralised model, highly organised and with a global strategy. In the second model, there are these local baronies (fiefdoms) with everything decentralised. Between these two levels is the BNP Paribas model.”

Investment shift lies ahead

January 3, 2005

Most banks still operate silo technology architectures by line of business, product and location. Modifications frequently entail duplicative efforts that banks can ill afford.

Dogged rise of automation

January 3, 2005

Automation is growing in the world of trading and continuing developments suggest that what can be automated will be automated. How far can this be taken? Can human intervention be taken out of the equation altogether? Chris Skinner outlines his vision.

Predictions & expectations

January 3, 2005

What developments can be expected in the coming year? Dan Barnes asks experts about the most important changes in banking technology that are forecast for 2005.

Barclays’ four-year plan to unlock its potential

January 3, 2005

Barclays CIO David Weymouth talks to Dan Barnes about how unsustainable business models sparked a restructuring at the bank, why these changes included partnering and why handing certain services to third parties should not mean “outsourcing a mess”.

Retail banking performance

December 1, 2004

As previously noted in this column, retail banking lines of business have delivered enviable levels of margin and growth over the last three years.

Instant opportunities

December 1, 2004

When is an ATM not an ATM? When it’s a vending machine. Chris Skinner finds that banks are finally waking up to the possibilities beyond cash dispensing that their customers will be queuing up to take advantage of.

Single platform or silo?

December 1, 2004

As trading volumes rise inexorably, banks face a pressing need to develop trading platforms that meet demand. But is the quest for the all-singing, all-dancing trading system a folly doomed to end in costly failure? Dan Barnes surveys the scene.

Key elements for adaptability

December 1, 2004

Jon Saxe, CIO at Morgan Stanley, tells Dan Barnes that he regards system reliability as a crucial strand of operations and that hardware should not be allowed to dictate the speed of innovation.

Will mobile get moving?

November 4, 2004

Although mobile banking services might appear to hold significant promise as an e-payment method, their development has so far failed to live up to expectations. Wendy Atkins reports.

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