Latest articles from Brian Caplen

Brian Caplen blog 2016

What if the middle class gets poorer?

March 19, 2019

Banks could find that the bulk of their client base faces declining living standards and financial hardship. They should start preparing now, writes Brian Caplen.

Brian Caplen blog 2016

Are stress tests fit for purpose?

March 12, 2019

The next crisis will have different causes from the last one. Banks need to look beyond stress tests in their risk management, writes Brian Caplen.

Brian Caplen blog 2016

Will self-driving accounts crash and burn?

March 5, 2019

Artificial intelligence opens up huge possibilities for banks but also asks some difficult questions, writes Brian Caplen.

Brian Caplen blog 2016

Who wants to work in a bank?

February 26, 2019

Attracting talent in the wake of the financial crisis is proving a challenge. But there are innovative ideas around, as Brian Caplen discovers.

Brian Caplen blog 2016

Will fintechs stay the course?

February 19, 2019

Fintechs are making waves and revenues but turning a profit may take longer, even as much as 10 years. Many, writes Brian Caplen, will disappear altogether.

Brian Caplen blog 2016

China’s slowdown: don’t blame Trump

February 12, 2019

A massive contraction in shadow banking is the reason for slower growth in China, not the developing trade war with the US. Regulators everywhere should take note, writes Brian Caplen.

Brian Caplen blog 2016

Worry when bank returns rise

February 5, 2019

Are concerns about low return on equity based on a false assumption about the cost of capital? Adjust that and the picture improves dramatically, writes Brian Caplen.

Brian Caplen blog 2016

Do you read customer complaints?

January 29, 2019

A danger for CEOs of major banks is that they focus too much on the macro at the expense of the micro, writes Brian Caplen. Reading customer complaints would help them get a more balanced view.

Brian Caplen blog 2016

Are regulators on top of shadow banks?

January 22, 2019

Where shadow banking is driving credit creation, regulators are liable to find their efforts to calm things down meeting with political resistance. India and China are both in focus, writes Brian Caplen.

Brian Caplen blog 2016

Brexit damage is done

January 15, 2019

Jobs and assets that move out of the UK due to Brexit are not coming back. But banks can learn management lessons from the prime minister’s mistakes, writes Brian Caplen.

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