Latest articles from Chris Skinner

Chris Skinner

Dealing with a recession

November 10, 2022

Many are expecting to see consolidation in the fintech community as a result of the impending global recession and the easy money of recent years drying up. 

Chris Skinner

Digital is a mindset, not a project

October 10, 2022

Banks are investing huge sums in innovation; but the issue is not one of budgets — it's about ideas and execution.

Chris Skinner

Reputation as a currency

September 7, 2022

What will be the currency of the future?

Chris Skinner

Telling real from fake: whose job is it?

August 12, 2022

Criminals can fake almost anything online, which makes many fearful of being scammed. Can banks help embed trust in the digital world?

Chris Skinner

Why regulators cannot keep up with fintech innovation

July 13, 2022

Keeping up with fast-moving fintech innovation has proven difficult for the world’s financial supervisors, which has led to turmoil for customers and investors.

Chris Skinner

Is your bank now cool?

June 15, 2022

As fintechs face a challenging time ahead, and some are already downsizing in preparation, incumbent banks are looking more attractive to tech talent.

Chris Skinner

Cryptocurrencies' rocky road

May 18, 2022

Does the spectacular plummet of Terra (Luna) signal a flight to safety, the rise of central bank digital currencies and the end of bitcoin?

chris skinner

What would a multiplanetary bank look like?

April 14, 2022

The rapid pace of change means such questions are not out of the realm of possibility.

chris skinner

Do sanctions work?

March 11, 2022

Europe and the US are ramping up sanctions against Russia in response to its attack on Ukraine. But many are questioning whether removing some Russian banks from the Swift messaging network will make a difference.

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Are regulations the roots of innovation?

February 9, 2022

For most of my time working with banks, regulators were about clipping banks’ wings to suit the market. Today they are all about opening markets and enabling innovation.

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