Big banks appear to be confusing quantity with quality when it comes to tech headcount.
Latest articles from Chris Skinner

‘Omniaccess’ is the strategic imperative for banks in the 2020s
January 29, 2021Banks must move from the mindset of being digitally available to digitally native if they want to keep fighting fit in the future.

The platform of platforms
January 4, 2021Disruption in the financial services industry has reached a new level of maturity.

What’s a dollar worth?
December 1, 2020The move to digital should have driven down banks’ cost-to-income ratios, so why have they improved so little?

Is UK banking about to fall off a cliff?
November 2, 2020Brexit is creating existential angst for the City of London but it’s unlikely the City will be replaced as the global financial centre of choice.

Central bank digital currencies: are you ready?
October 7, 2020As central banks push ahead with digital currency experiments, financial institutions must stay abreast of developments or risk being left behind.

Why banks must be purpose-driven, platform-based and process-structured
September 9, 2020Banks need to rethink their purpose, embrace open banking and move to a process-structured business model.
The physical features in banking are here to stay
August 14, 2020The complete dematerialisation of paper, cash and branches has not happened the way many in the industry thought it would, writes Chris Skinner.
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Could Covid-19 spark sustainable finance revolution?
July 15, 2020Outcome from pandemic could be financial industry pays more attention to sustainability.

Fintechs reboot strategies in response to crisis
June 8, 2020Fintechs are finding new ways to respond to needs of locked-down populations during pandemic.