There is now global momentum behind open banking, so it is time to sell customers on the benefits of data-sharing, writes Chris Skinner.

Tech firms are among the worst offenders for archaic, paper-based payment systems.

Scandals over personal information leaks mean the day is coming where we will pay someone to store our data securely, rather than trust current internet giants to do it for free, says Chris Skinner.

Despite buzzwords around Open Banking such as partnership and co-creation, fintechs and challengers are sceptical that big banks are seriously contemplating changing the status quo, writes Chris Skinner.

Technology has become an essential component of banks and one that needs rigorous oversight. So why, asks Chris Skinner, are there so few tech experts on bank boards? 

Banks were underprepared for Open Banking, but, asks Chris Skinner, will this bring fresh opportunities for fintechs?

Just when you got the hang of blockchain, along comes quantum computing to shake things up again. But it is not time to panic yet, says Chris Skinner.

Ignore the naysayers: cryptocurrencies are more than just a passing fancy, says Chris Skinner.

The tough regulation of banks is essential to maintain trust in the sector and is one element fintech firms could find weighs on their innovation as they get more established and are required to comply, says Chris Skinner.

Contrary to popular belief, banks are capable of adapting to change. They need to recognise that the mobile wallet requires a savvy response, writes Chris Skinner.