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Latest articles from Chris Skinner

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Why banks must be purpose-driven, platform-based and process-structured

September 9, 2020

Banks need to rethink their purpose, embrace open banking and move to a process-structured business model.

The physical features in banking are here to stay

August 14, 2020

The complete dematerialisation of paper, cash and branches has not happened the way many in the industry thought it would, writes Chris Skinner.

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Could Covid-19 spark sustainable finance revolution?

July 15, 2020

Outcome from pandemic could be financial industry pays more attention to sustainability.

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Fintechs reboot strategies in response to crisis

June 8, 2020

Fintechs are finding new ways to respond to needs of locked-down populations during pandemic.

Where was the digital back-up to our physical structures?

May 11, 2020

Banks must address problems of business continuity and resiliency in times of global pandemics if they are to fare better when the next one hits.

There’s light behind the clouds

April 13, 2020

Does it matter which country controls the banking cloud infrastructure? 

Build, buy or transform the bank?

March 13, 2020

Can an incumbent bank spin up or buy a digital bank to get out of transforming itself?

From nowhere to ubiquity: why we may stop talking about fintech

February 10, 2020

The fintech community sprang up out of nowhere to dominate any discussion on the state of the banking industry. But will we still be talking about it in 10 years’ time?

Are you fighting fit for the next decade?

January 2, 2020

The past 10 years have seen both incredible technology disruption and the proliferation of financial disruptors – and the pace of change only seems to be speeding up as we head into 2020.

Why is Open Banking so frightening?

December 2, 2019

UK banks need to start spreading the word about the benefits that Open Banking can bring customers.

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