The complete dematerialisation of paper, cash and branches has not happened the way many in the industry thought it would, writes Chris Skinner.

Banks must address problems of business continuity and resiliency in times of global pandemics if they are to fare better when the next one hits.

Does it matter which country controls the banking cloud infrastructure? 

Can an incumbent bank spin up or buy a digital bank to get out of transforming itself?

The fintech community sprang up out of nowhere to dominate any discussion on the state of the banking industry. But will we still be talking about it in 10 years’ time?

The past 10 years have seen both incredible technology disruption and the proliferation of financial disruptors – and the pace of change only seems to be speeding up as we head into 2020.

UK banks need to start spreading the word about the benefits that Open Banking can bring customers.