When a bank disappears from sight, can it still exist as a bank? The short answer is yes, in an invisible finance world.
Latest articles from Chris Skinner

The criticality of time as a measurable asset
February 14, 2023While time has always been important in trading, tracking it to within that last nanosecond is now more important than ever.

Banks need to be ready for hybrid money
January 11, 2023A global network of mobile and internet platforms demands a global currency, but what will this future currency look like?

Don’t try to be a wolf in sheep’s clothing if you’re not a wolf
December 21, 2022The take-away lesson from 2022 is that 2023 will offer great opportunities to expand services and grab market share, but only for those who are qualified.

Dealing with a recession
November 10, 2022Many are expecting to see consolidation in the fintech community as a result of the impending global recession and the easy money of recent years drying up.

Digital is a mindset, not a project
October 10, 2022Banks are investing huge sums in innovation; but the issue is not one of budgets — it's about ideas and execution.


Telling real from fake: whose job is it?
August 12, 2022Criminals can fake almost anything online, which makes many fearful of being scammed. Can banks help embed trust in the digital world?

Why regulators cannot keep up with fintech innovation
July 13, 2022Keeping up with fast-moving fintech innovation has proven difficult for the world’s financial supervisors, which has led to turmoil for customers and investors.

Is your bank now cool?
June 15, 2022As fintechs face a challenging time ahead, and some are already downsizing in preparation, incumbent banks are looking more attractive to tech talent.