Many are expecting to see consolidation in the fintech community as a result of the impending global recession and the easy money of recent years drying up. 

Banks are investing huge sums in innovation; but the issue is not one of budgets — it's about ideas and execution.

What will be the currency of the future?

Criminals can fake almost anything online, which makes many fearful of being scammed. Can banks help embed trust in the digital world?

Keeping up with fast-moving fintech innovation has proven difficult for the world’s financial supervisors, which has led to turmoil for customers and investors.

As fintechs face a challenging time ahead, and some are already downsizing in preparation, incumbent banks are looking more attractive to tech talent.

Does the spectacular plummet of Terra (Luna) signal a flight to safety, the rise of central bank digital currencies and the end of bitcoin?

The rapid pace of change means such questions are not out of the realm of possibility.

Europe and the US are ramping up sanctions against Russia in response to its attack on Ukraine. But many are questioning whether removing some Russian banks from the Swift messaging network will make a difference.

For most of my time working with banks, regulators were about clipping banks’ wings to suit the market. Today they are all about opening markets and enabling innovation.