From his vantage point as general partner of Mouro Capital, Manuel Silva Martínez sees three major developments in financial services, each playing out on different timescales.
In the near term, as the building blocks of fintech evolves, banking infrastructure is one area that is significantly changing. “Many companies are reinventing the banking stack, from banking-as-a-service to new products delivered through application programming interfaces. These are the building blocks for the future of banking,” Mr Silva Martínez explains.