Banks’ main concern is that households will prefer risk-free central bank digital currencies over deposits. How CBDCs are implemented will be key to preserving financial stability.
Financial regulators have artificial intelligence in their cross-hairs as the technology’s use rapidly expands within the capital markets ecosystem.
As AI permeates almost every aspect of society, financial institutions and other firms need to revisit their code of ethics to ensure that they are ethically and sustainably using the technology, experts warn.
Cards remain a central part of consumer payments — is that a problem?
BaaS is thriving in Latin America, where it is slowly replacing traditional banking services with new systems that put accessibility, simplicity and speed at the core.
A €100m World Bank bond was settled on a T+0 basis and listed on the Luxembourg Stock Exchange.
The bank’s initiative is on target to train other global companies’ employees to develop apps that accommodate the disabled.
On the road to harmonised European payments: the birth of the Payments Services Directive.
Compared to Brazil, banks in Europe or the US have lost the payments game.
A break with the EU and embracing alternative payment rails is where the UK sees the future of financial service innovation.
With a large underbanked population living in a fast-growing economy, firms taking the lead in the Philippines could be at the forefront of the country’s digital banking revolution.
Dealmaking in fintech is a game of costs, due diligence and broad knowledge, according to Goodwin’s partner in private equity, Arvin Abraham.
Ancient legacy core banking is hindering innovation at banks. Is there a cure for the technology equivalent of the walking dead?
The CFA Institute’s senior head of research outlines the risks surrounding AI’s reshaping of the finance industry and the efforts needed beyond regulation.
Greater standardisation across traditional and digital assets will improve efficiencies in both.
Does the region’s increasing usage of QR payments signal a wider shift towards digital finance?
How and why we teach artificial intelligence is as important as what we teach it.
Embracing digital, while retaining brick-and-mortar, is the Coventry’s recipe.
The bank’s partnership with Ant Group is the latest in a series of blockchain projects.
Social impact will eat your growth for breakfast.