For an impressive three years running, the US’s United National Corporation has the highest return on assets (ROA) ratio in the Top 1000 World Banks ranking. This is also the third ranking in a row where it is the only bank to achieve a double-digit ratio. However, the large community bank recorded a drop in its ROA in 2022, to 14.45%, from a high of 16.38% in 2021.
Mexico’s Banco Compartamos, a large microfinance bank, comes in second, with an ROA of 9.79%. It overtakes Texas-headquartered Beal Bank, which drops out of the top five banks for ROA. Its ratio dipped from 8.04% in 2021 to 4.48% in 2022.
