Nigeria’s retail environment is developing fast, says Nick Kochan, but further growth is hampered by the absence of a credit checking system and a national ID card.

Nigerian banks are beginning to realise that they can build their customer bases and raise efficiency by participating in mobile banking, says Wendy Atkins.

Bank consolidation continues and capital adequacy has improved but what is needed in the sector is a new culture that will attract new customers to boost the bottom line. Nick Kochan reports.

Over the past decade, a quiet revolution has occurred in the country’s capital market. John McCarthy reports.

Economic growth continues but so do political tensions. Much of Nigeria’s future depends on the outcome of the next presidential elections and the continuation of wide-ranging reforms, writes John McCarthy.

Chukwuma Soludo, governor of the Central Bank of Nigeria, tells James Eedes of a bold plan to raise $1bn for his brainchild – the Africa Financing Corporation.

Economic reform is transforming Nigeria, not least in the banking sector, but will the programme survive a change of government? Neil Tyler reports.

The departure of a leading reformer has left question marks over further good governance progress and is adding uncertainty to the chaotic preparations for Nigeria’s presidential elections next year. James Eedes writes.

With a fourth consecutive year of global economic growth a real prospect, The Banker heralds the world’s best central bank governors who are standing up to their more profligate political masters and forcing through the still-necessary reforms.

Nigeria’s central bank governor Charles Soludo is pushing through reforms designed to strengthen the banking sector and is seeing results. James Eedes reports.