There is early evidence that banks are changing their corporate cultures in light of regulatory initiatives such as the UK’s Senior Managers & Certification Regime. It is no surprise, therefore, that other regulators are taking a greater interest in it. By Justin Pugsley.

On May 30, the US Federal Reserve kicked off with a 60-day consultation to try and make the Volcker Rule work better for banks and the regulator. This is likely to be quite a challenging process as creating clear definitions around different types of trading, for example, is quite difficult.

United National Corporation of the US is the bank with the highest return on assets in the 2018 Top 1000 ranking, pushing 2017 leader Banco Compartamos into second place. By Justin Pugsley.

Latin America and the Caribbean saw the biggest rise in loan-to-deposit ratios in 2017, while Asia-Pacific sported the lowest. Justin Pugsley reports.

Eurozone and Indian banks top the highest non-performing loan to total loan ratios due to a combination of legacy issues and actions by regulators. Justin Pugsley reports.

According to a recent study, diverging regulatory frameworks across the world are costing financial institutions $780bn a year – and the bad news is this could get worse. By Justin Pugsley.

The Basel Committee on Banking Supervision is in listening mode and has granted some important concessions about how the bank trading book should be governed – but banks are still concerned about non-modellable risk factors. By Justin Pugsley.

The US Department of the Treasury released a report on February 21 detailing suggested reforms to US bank resolution mechanisms, but the recommendations were more notable for what they do not want to change than what they want to amend. By Justin Pugsley.

Auditors claim the European Central Bank has a number of flaws in the way it identifies banks that are failing or likely to fail. Although these are unlikely to seriously hinder a resolution, there are questions to be answered. By Justin Pugsley.

MiFID II has been one of the most hotly anticipated pieces of European financial regulation. Its launch in January did not disrupt markets, but questions linger over whether it will meet its objectives. Justin Pugsley reports.