Top 1000 World Banks - United National Corporation leapfrogs Banco Compartamos in ROA table
United National Corporation of the US is the bank with the highest return on assets in the 2018 Top 1000 ranking, pushing 2017 leader Banco Compartamos into second place. By Justin Pugsley.
United National Corporation of the US leads the ranking for return on assets (ROA) with a figure of 12.7%, dethroning 2017 leader Banco Compartamos of Mexico, which has been pushed into second place with an ROA of 11.48%.
Indeed, the North America and Latin America and the Caribbean regions host many of the banks with the highest ROAs. However, United National Corporation and Banco Compartamos saw falls in their ROAs from the 2017 ranking, when they recorded figures of 13.54% and 13.99%, respectively.
The duo are the only banks to achieve double-digit ROAs in the 2018 ranking, compared with three in the 2017 version, when India’s Bandhan Bank joined them with an ROA of 10.61%. This year, however, no Indian banks make it into the top five ranking for the Asia-Pacific region (excluding China and Japan). The top performer in the region is Kazakhstan’s Kaspi Bank, with an ROA of 5.58%.
The weakest performances tended to be concentrated in the Asia-Pacific region. In Japan, Seven Bank takes the top spot with an ROA of 3.73%, but the fifth placed lender, Suguru Bank, recorded an ROA of just 0.68%. In China, Bank of Taizhou is in first place with an ROA of only 2.72%, while fifth placed Bank of Luoyang managed 1.68%.
Top five ROA: Africa
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 579 | Capitec Bank Holdings | South Africa | 7.25 |
2 | 576 | Guaranty Trust Bank | Nigeria | 5.98 |
3 | 781 | Banco de Fomento Angola (BFA) | Angola | 5.27 |
4 | 799 | Equity Bank | Kenya | 5.13 |
5 | 809 | KCB Group | Kenya | 4.50 |
Top five ROA: Asia-Pacific (ex China and Japan)
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 977 | Kaspi Bank | Kazakhstan | 5.58 |
2 | 870 | Bank of South Pacific | Papua New Guinea | 4.78 |
3 | 612 | National Bank of Uzbekistan (NBU) | Uzbekistan | 4.27 |
4 | 152 | Bank Central Asia (BCA) | Indonesia | 3.89 |
5 | 131 | Bank Rakyat Indonesia | Indonesia | 3.29 |
Top five ROA: Japan
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 977 | Seven Bank | Japan | 3.73 |
2 | 870 | Aozora Bank | Japan | 1.18 |
3 | 612 | Rakuten Bank | Japan | 1.00 |
4 | 152 | Nomura Holdings | Japan | 0.75 |
5 | 131 | Suruga Bank | Japan | 0.68 |
Top five ROA: Western Europe
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 345 | Schroders | UK | 3.38 |
2 | 473 | Banca March | Spain | 2.92 |
3 | 962 | Ringkjobing Landbobank | Denmark | 2.85 |
4 | 641 | Close Brothers Group | UK | 2.79 |
5 | 764 | Arbejdernes Landsbank | Denmark | 2.75 |
Top five ROA: LatAm and Caribbean
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 980 | Banco Compartamos | Mexico | 11.48 |
2 | 450 | Banco Macro | Argentina | 6.77 |
3 | 778 | Banco Hipotecario del Uruguay (BHU) | Uruguay | 5.95 |
4 | 979 | Banco de San Juan | Argentina | 5.04 |
5 | 296 | Banco Inbursa | Mexico | 4.48 |
Top five ROA: North America
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 607 | United National Corporation | US | 12.70 |
2 | 382 | Beal Bank | US | 4.23 |
3 | 106 | American Express Company | US | 4.09 |
4 | 138 | Discover Financial Services | US | 3.53 |
5 | 987 | Briscoe Ranch | US | 3.23 |
Top five ROA: Middle East
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 104 | Al Rajhi Bank | Saudi Arabia | 2.66 |
2 | 965 | Bank of Jordan | Jordan | 2.63 |
3 | 684 | National Bank of Umm Al Qaiwain | United Arab Emirates | 2.62 |
4 | 610 | GFH Financial Group | Bahrain | 2.51 |
5 | 94 | National Commercial Bank | Saudi Arabia | 2.24 |
Top five ROA: China
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 468 | Bank of Taizhou | China | 2.72 |
2 | 554 | Zhejiang Tailong Commercial Bank | China | 2.16 |
3 | 306 | Shenzhen Rural Commercial Bank | China | 1.71 |
4 | 446 | Guangdong Nanhai Rural Commercial Bank | China | 1.69 |
5 | 373 | Bank of Luoyang | China | 1.68 |
Top five ROA: CEE
Regional Rank | World Rank | Bank | Country | Return on assets (%) |
1 | 739 | Tinkoff Bank | Russia | 9.29 |
2 | 597 | Sovcombank | Russia | 5.32 |
3 | 930 | RosEvroBank | Russia | 3.90 |
4 | 31 | Sberbank | Russia | 3.48 |
5 | 947 | TBC Bank | Georgia | 3.04 |