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Banker Opinion

Banks need to rethink acquiring strategies

The proliferation of payment innovations being launched is only serving to confuse consumers.

Fighting a common threat

Regulators and banks unite to fight common cyber crime threat

Regulators are playing an important role in how banks guard against cyber risks, but their emphasis is very much on guidance and co-operation rather than rules and coercion.

Frank Abagnale

Catching them while he can: what Frank Abagnale did next

Frank Abagnale's story of cheque forger-turned-good guy is well documented in print and on film. His career has seen him work in partnership with 41st Parameter CEO and founder Ori Eisen. They tell Jane Cooper about their work to stay one step ahead of the cyber criminals.

David H Autor

Polanyi’s paradox and the shape of employment growth

Are robots going to render the human worker obsolete? These claims are inaccurate and misleading, says MIT economics professor David H Autor, as the role of the computer will typically be to complement, not compete with, the human touch.

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Why Zopa scores highly in the rating game

The credit rating capabilities of peer-to-peer lending platform Zopa has proved to be more effective than those in many banks. Giles Andrews, the company's CEO, explains how the company has honed such technology and discusses the possibility of outsourcing it to banks.

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Israel's hi-tech ascent

Israel’s impressive ecosystem of hi-tech start-ups is increasingly taking on financial technology, with bold ambitions and an eye to the larger potential offered by the US, Europe and Asia. 

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The US's slow journey to faster payments

US consumers may be calling for real-time payments, but progress has been slow, with the industry’s payments evolution only at ‘the end of the beginning’, according to the American Banking Association. 

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Banking finds a voice

Financial institutions are at the forefront of voice biometrics, applying the technology to virtual assistants, voice recognition software and increased security. 

Wells Fargo hones customer experience with technology

Wells Fargo hones customer experience with technology

With its own digital labs and an accelerator programme for financial technology start-ups, Wells Fargo is one bank that can boast it is keeping pace with technology trendsetters such as Google and Apple. Jane Cooper looks at how the bank is integrating new technologies to provide a seamless customer service experience.

Chris Larsen

Ripple Labs CEO looks to revolutionise online payments

Transferring money across borders through traditional correspondent banking networks can be time consuming and expensive for both business and consumers. Chris Larsen, CEO of Ripple Labs, believes he has the solution in Ripple, his open-source payment and currency exchange system, which can integrate with banks’ existing networks.  

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