Latest articles from Technology

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Why Zopa scores highly in the rating game

The credit rating capabilities of peer-to-peer lending platform Zopa has proved to be more effective than those in many banks. Giles Andrews, the company's CEO, explains how the company has honed such technology and discusses the possibility of outsourcing it to banks.

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Israel's hi-tech ascent

Israel’s impressive ecosystem of hi-tech start-ups is increasingly taking on financial technology, with bold ambitions and an eye to the larger potential offered by the US, Europe and Asia. 

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The US's slow journey to faster payments

US consumers may be calling for real-time payments, but progress has been slow, with the industry’s payments evolution only at ‘the end of the beginning’, according to the American Banking Association. 

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Banking finds a voice

Financial institutions are at the forefront of voice biometrics, applying the technology to virtual assistants, voice recognition software and increased security. 

Wells Fargo hones customer experience with technology

Wells Fargo hones customer experience with technology

With its own digital labs and an accelerator programme for financial technology start-ups, Wells Fargo is one bank that can boast it is keeping pace with technology trendsetters such as Google and Apple. Jane Cooper looks at how the bank is integrating new technologies to provide a seamless customer service experience.

Chris Larsen

Ripple Labs CEO looks to revolutionise online payments

Transferring money across borders through traditional correspondent banking networks can be time consuming and expensive for both business and consumers. Chris Larsen, CEO of Ripple Labs, believes he has the solution in Ripple, his open-source payment and currency exchange system, which can integrate with banks’ existing networks.  

New thinking needed for SME finance

Technology may deliver better returns than regulatory incentives in the drive to stimulate lending to small and medium-sized enterprises.

Sibos 2014

View from Sibos 2014

The Banker's editorial team report from Sibos 2014, where they talked to a range of experts about topics as diverse as regulation, competition and the evolution of new technologies.

Credit scoring for the social media generation

Credit scoring for the social media generation

Frustrated with the limitations of traditional credit scoring methods, innovative start-ups are finding new ways to analyse borrower risks using social media and other online data.

Pakistan's microfinance industry identifies growth path

Pakistan's microfinance industry has slowly been gaining traction in recent years, and is in for a huge boost when new biometric identification methods are brought into the mainstream – primarily to help combat terrorism – which will allow banks to verify new customers remotely.

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