While I believe that banks and banking will not disappear, I do believe that most banks will. They won’t disappear completely, of course, they will just cease to be something we think about. Banking will become invisible.
The industry likes to talk about embedded banking; however, the term is not suitable as it is an inside-out view. The correct way to talk about finance being part of the fabric of our digital lives is invisible banking, which takes an outside-in view.
