Return on equity remains a depressing story and only those banks embracing digital have any hope of turning things around, writes Brian Caplen.

The pressures being felt in the payments industry are set to continue as banks prepare for fees to go even lower. And, as Brian Caplen writes, it is mid-sized banks that are under the biggest threat.

A survey released at Sibos 2017 shows that bankers think the industry is being driven by regulation while fintech entrepreneurs think it is all about customer expectations. There is a message here, writes Brian Caplen.

The chilling message from Sibos 2017 is that banks need to invest in their payments infrastructure without the prospect of a return, writes Brian Caplen.

In the US, regulators are opening up a dialogue with banks helping to foster growth, something their European counterparts can only look upon with envy, writes Brian Caplen.

The Trump administration's sabre rattling on trade has produced little in the way of concrete results. But this may be about to change, writes Brian Caplen.

If robots become the mainstay of manufacturing, the advantage of cheap labour disappears and with it the prospects for poor countries to get rich, writes Brian Caplen.

The customer service mantra is constantly chanted but would banks do better by being more honest about the trade-offs a business has to make? Brian Caplen looks into the situation.

The big loser in Germany’s surprise election result is much-needed eurozone reform. Investors must accept that the eurozone and some banks remain prone to crises, writes Brian Caplen.

Analysts are making great claims for open banking under PSD2, but does it have the wow factor? Brian Caplen looks into the matter.