Latest articles from Regulations

Outcome of Basel III’s LCR and NSFR still uncertain

January 2, 2013

Banks have struggled with the implementation deadline of Basel III regulations, due to differing approaches to the two key liquidity and capital measurements. So, what is the outlook for the implementation of Basel III?

Global banking five years from now

January 2, 2013

Cross-border universal banks will have to decide not only which countries and product segments to operate in, but also how to build the management structures to deliver the best return on capital under increased regulatory constraints.

The co-operative lesson

The co-operative lesson

January 2, 2013

With a series of scandals shaking confidence in large listed banks and the financial crisis badly damaging their profits, European interest in co-operative lenders has been revived. Is this a passing phase – a knee-jerk reaction to a difficult couple of years – or is it the beginning of a larger, more permanent shift in sentiment?

Dodd-Frank puts swap execution facilities in the firing line

January 2, 2013

Swap execution facilities are supposed to be central to the efforts of the Dodd-Frank Act to make the derivatives industry safer, but delayed rule-making has thrown their very existence into doubt.

survival of the fittest

Spain's survival of the fittest

December 3, 2012

Only Spain's largest banks have been able to absorb the losses from the country's troubled real estate sector, which has left the main lenders in a strong position to increase their market share.

A dictionary of difficulties from 2012

December 3, 2012

If 'algorithms, bail-ins and cajas' were the ABC of banking in 2012, what will be the new buzzwords? Philip Alexander looks at the phrases that defined 12 months of pain, and suggests some words to watch in 2013.

Should the brakes be applied to high-frequency trading?

November 26, 2012

The European Parliament wants high-frequency traders to hold stocks for half a second before selling to prevent a future stock market crash, but critics retort that slowing down trading is not a solution to the problem.

Cross-border business in an ever-tightening regulatory environment

Cross-border business in an ever-tightening regulatory environment

November 1, 2012

With global businesses operating in increasingly regulated conditions, cross-border transactions are becoming more and more complex as governments strive to protect consumers and stimulate trade while minimising risk. 

Are South African banks still a safe bet

Are South African banks still a safe bet?

November 1, 2012

South Africa’s banks are among the world’s best regulated, and though a sluggish economy is straining revenue growth, expansion in to the rest of Africa and a rapid increase in unsecured lending are providing some respite.

Over regulation: the short-sighted solution

Over regulation: the short-sighted solution

November 1, 2012

New financial regulations may be helping to restore investor confidence but, according to the CEO of Dexia Asset Management, they are also in danger of shaping a new investment landscape that could cause further damage to the global economy in the long term.

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