Data is the foundation of the digital economy. But how can banks truly leverage what they have at their fingertips?
Latest articles from Joy Macknight
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What will 2023 hold?
January 3, 2023With the global economy on the brink of recession and more market volatility expected, the global banking industry is bracing for another challenging and unpredictable year.
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Riding the open finance wave
December 20, 2022Banks are moving beyond open banking to open finance, which most believe is already having a positive impact and making the industry more collaborative.
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To ringfence or not to ringfence – is that the question?
December 13, 2022The UK government has announced plans to review the bank ring-fencing regime, with the intent to make it simpler and more adaptable. But is this a path to deregulation and divergence with the EU?

The Banker’s Top 100 CIS Banks 2022
December 8, 2022The largest banks operating in the CIS republics experienced a substantial uplift in 2021, with the vast majority increasing their Tier 1 capital, total assets and pre-tax profits.
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Acclaiming the Bank of the Year 2022 winners
December 6, 2022For the first time in three years, the leading lights in the global banking industry came together in London to celebrate their successes.
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COP15 will shine a spotlight on nature-related risk
November 29, 2022The “other COP” is tackling biodiversity loss and will be attempting to hammer out an agreement on a new set of goals for nature over the next decade.
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What value can retail CBDCs bring to society?
November 22, 2022Central bank digital currencies should be designed as a public infrastructure on which banks and non-banks alike can build innovative digital schemes, products and services.