The return-on-assets ratio reveals how efficiently assets are being used to make a profit, and so is closely watched by bank management. This year’s winner is Mexico’s Banco Compartamos.

Mexico’s Banco Compartamos has retained its pole position in the return-on-assets (ROA) ranking with a ratio of 13.99%, while the US’s United National Corporation has maintained second place with an ROA of 13.54%. However, the gap between the two leaders is much narrower than in 2016’s rankings, suggesting the US bank is gaining ground.

The only other lender to post double-digit ROA is India’s Bandhan Bank, which makes its Top 1000 debut this year. Its 10.61% ROA is more than double that of any other bank in the entire Asia-Pacific region, pushing Papua New Guinea’s Bank of South Pacific (last year’s regional winner) down to second.

The most impressive improvements are in central and eastern Europe, where the best performer, Russia’s Tinkoff Credit Systems, posted an ROA of 8.3%, and Sberbank placed fifth with 2.67%. That compares with 2016’s rankings in which the top five had ROAs ranging from just 1.28% to 4.84%.

Japan posted the least impressive ROAs with the country’s top performer, Suruga Bank, recording just 1.34%. Argentina continues to feature prominently in the Latin American rankings, with three of its banks appearing in the top five once again.

ROA 2017

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