Latest articles from India

Numbers game: with just 2% of Indians owning a credit card and 13% owning a debit card, there is enormous potential for growth in the country’s banking sector

India's banks reach out to rural areas

July 1, 2013

India may be one of the most populous countries on earth, but a small proportion of its population has access to a bank branch. As the case for financial inclusion grows, lenders are clamouring to take advantage of what has been described as 'the largest banking opportunity in the world'.

A numbered solution to financial inclusion

Will India's Aadhaar scheme solve unbanked problem?

July 1, 2013

A new system for identifying each citizen in India is opening the door to social and financial inclusion for the huge section of the community without identification documents.

The state of play Indias banks in 2013

The state of play: India's banks in 2013

July 1, 2013

India's banks remained relatively profitable in 2012, and the outlook for this year is equally positive thanks to a government initiative that is helping lenders to tap the country's large unbanked population. The Banker talks to the senior executives of 10 of India's biggest banks to discuss the industry's past successes and future developments.

Mobile banking gaining traction in India

Mobile banking gaining traction in India

April 2, 2013

With a significant unbanked population and the world's second largest number of mobile connections, India is a prime market for mobile banking. But, unlike other mobile banking markets, it is adopting a bank-led rather than telecommunications-led approach, with the largest institutions already rolling out services and the country's regulator keen to use it as a tool to improve financial inclusion.

TEASER-Meghnad Desai

India: still solid as a BRIC?

January 2, 2013

India stands at a crossroads. The country's potential remains huge, but its growth of late has been hampered by political infighting and weak governance, leading some to question if it is still worthy of its 'BRIC' status.

TEASER-on the brink

On the brink: the banks just outside the Top 1000

August 1, 2012

While The Banker's Top 1000 World Banks ranking published every July gives an insightful and unique snapshot of the state of the global banking market, our ranking of those banks featuring just below the ranking gives an excellent indication of the way in which the market is heading, and which countries and regions are on the rise.

Reserve Bank of India confident that banks can grow to meet demand

July 2, 2012

The evolution of the Indian banking sector has been slow and steady thus far, but with 60% of its population still unbanked and $1000bn of investment planned for the development of its infrastructure, India's needs are fast outstripping the sector's capabilities. Deputy governor of Reserve Bank of India Anand Sinha is confident that the country's banks can rise to this challenge, but there are areas that he believes they must improve on first.

The state of play- Indias banks in 2012

The state of play: India's banks in 2012

July 2, 2012

Little is understood of India's banking sector outside of the vast country. The Banker talks to the chairmen and CEOs of 15 of India’s leading banks about their strategies, prospects and the huge opportunities presented by the country's large unbanked population.  

Federal Bank of India targets unbanked with safe, fast and easy payments

Federal Bank of India targets unbanked with safe, fast and easy payments

May 1, 2012

A Surendran, a general manager and head of international banking with Federal Bank of India, tells The Banker about the bank's innovative payments strategy designed to improve access to banking channels and boost the provision of electronic transactions.

Five principles of financial regulation for the post-crisis world

December 1, 2011

As regulators the world over attempt to come up with rules to prevent a repeat of the global financial crisis, the Reserve Bank of India has adhered to five basic principles of financial regulation that all central banks would do well to follow.

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