Cognitive technologies could provide banks with new efficiencies, capabilities and innovations. But they could also cause a future crisis if not properly controlled.

Bankers are becoming increasingly anxious over the second stage of the EU’s securities financing transaction regulation, which involves greater granularity of reporting around securities lending. By Justin Pugsley.

The Financial Stability Board is moving away from policy-making towards assessing the implementation and impact of global rules – potentially good news for bankers.

There is early evidence that banks are changing their corporate cultures in light of regulatory initiatives such as the UK’s Senior Managers & Certification Regime. It is no surprise, therefore, that other regulators are taking a greater interest in it. By Justin Pugsley.

On May 30, the US Federal Reserve kicked off with a 60-day consultation to try and make the Volcker Rule work better for banks and the regulator. This is likely to be quite a challenging process as creating clear definitions around different types of trading, for example, is quite difficult.

According to a recent study, diverging regulatory frameworks across the world are costing financial institutions $780bn a year – and the bad news is this could get worse. By Justin Pugsley.

The Basel Committee on Banking Supervision is in listening mode and has granted some important concessions about how the bank trading book should be governed – but banks are still concerned about non-modellable risk factors. By Justin Pugsley.

The US Department of the Treasury released a report on February 21 detailing suggested reforms to US bank resolution mechanisms, but the recommendations were more notable for what they do not want to change than what they want to amend. By Justin Pugsley.

Auditors claim the European Central Bank has a number of flaws in the way it identifies banks that are failing or likely to fail. Although these are unlikely to seriously hinder a resolution, there are questions to be answered. By Justin Pugsley.

MiFID II has been one of the most hotly anticipated pieces of European financial regulation. Its launch in January did not disrupt markets, but questions linger over whether it will meet its objectives. Justin Pugsley reports.