Central bank digital currencies are still a way off the mainstream, but progress is being made in both developed and emerging economies.
The OCC has announced a new fintech office in response to rising financial digitalisation, creating a fork in the road that leads either to rigid regulation or innovation inspiration.
The European Commission has suggested a new regulation requiring banks and payment services providers to offer instant payments across the EU.
These oases of regulatory safety are being leveraged by fintechs and challenger banks to trial groundbreaking technologies, and incumbents should join them.
If challenger and traditional banks are in a race to victory, they’re pretty much neck and neck, according to industry specialists.
Real-time payments look set to take off in the small and medium-sized enterprise market in 2023, according to recent reports in Europe and the US.
Research has proven that banks are taking advantage of machine learning at the highest rate of all industries. What new doors does this open?
With challenger banks experiencing strong customer growth, can incumbents keep up in the new age of banking?
Financial swindling is increasing at a global level, with certain country exceptions, though new machine-learning technologies are proving key in the fight against fraud.
A new group of start-ups, fintechs included, have been selected for the Libra 2.0 programme, but rumours that the next UK government grant could go to a high street bank are troubling its participants.
Consumers now have access to real-time payments through the PayTo system, with business access to follow, generating a host of advantages.
The preference for a digital-first approach is becoming increasingly widespread among bank customers. Can traditional banks keep up with fintechs?
In recent times the talented have made their exit among swathes of other Hong Kongers, but signs of a reversal are solidifying.
Banks worldwide are increasingly launching cards without numbers. Do they offer enhanced security, or are they just a fad?
As financial services firms find themselves one of the chief targets for cyber attacks, renewed efforts in training and investment are necessary.
Banks across the world are looking for opportunity in the metaverse, as hype builds around the new technology.
Migration to the cloud could be a huge cost-saver for banks, as well as allowing a stronger focus on customers.
Sustainability is becoming a fintech mainstay, with initiatives launching across the globe.
Africa’s forays into fintech continue apace as a new hub opens in South Africa, while sharing knowledge across the continent continues to be crucial for success.
US fintechs are breaking down language barriers to the rapidly growing Hispanic market, which is also capturing the investment interest of major US lenders.