Latest articles from Joy Macknight

Blockchain: less talk, more action

April 1, 2016

Last year saw the blockchain hype cycle reach its peak, and its disruptive influence on the global financial services industry continues to be the subject of much debate. But after a year of talking, how far has the industry progressed in turning potential into reality?

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Starling Bank CEO looks to shake up online banking world

March 1, 2016

No stranger to the traditional banking world, Starling Bank’s CEO, Anne Boden, talks to Joy Macknight about the challenges involved in building a digital bank from scratch.

Is it API or die for banks?

March 1, 2016

Whether or not to fully embrace APIs... It is a bold question but one that many answer strongly in the affirmative. Joy Macknight investigates whether banks are truly ready to open up their applications to the world.

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Top 500 Banking Brands 2016

February 1, 2016

Market and currency volatility have shaken up The Banker’s Top 500 Banking Brand rankings. However, the main story of 2016 is the speed at which Chinese banking brands are gaining ground on their US counterparts. Joy Macknight reports.

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BNP Paribas ushers in digital CIB

February 1, 2016

BNP Paribas’ head of digital transformation for corporate and institutional banking, Rudi Collin, talks to Joy Macknight about his vision for transforming the bank into a truly digital organisation. 

BNY Mellon masters the art of digital

BNY Mellon masters the art of digital

January 4, 2016

Over the past three years, BNY Mellon has assembled the building blocks for the digital transformation of its business. Today, it is putting this work into practice and aims to be a change engine within the financial industry.

Cyber security: making banking safer

Cyber security: making banking safer

January 4, 2016

Protecting the banks’ crown jewels – money and personal data – may have become more difficult than ever, but financial institutions have fortified their defences with a little help from their fintech friends.

Reinventing bits of the bank

January 4, 2016

Fintech start-ups are adept at pulling apart the banking business, neatly picking off low-hanging fruit. Joy Macknight examines the disruptive business models erupting in the financial industry and the banks’ response to this wave of innovation.

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Santander InnoVentures brings start-up innovation to big banking

December 1, 2015

Santander InnoVentures’ achievements have been built on its senior management’s engagement with new trends, new technology and new companies, as well as a healthy and good quality deal flow. Joy Macknight talks to managing partner Mariano Belinky.

The commercial cards new openings

The commercial card's new openings

December 1, 2015

Commercial cards have become so much more than a piece of plastic and 16-digit number that completes a transaction. Not only are they an important payment tool in a treasurer’s kit, but also the cornerstone of a working capital management programme.

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