Central bank digital currencies are still a way off the mainstream, but progress is being made in both developed and emerging economies.

The OCC has announced a new fintech office in response to rising financial digitalisation, creating a fork in the road that leads either to rigid regulation or innovation inspiration.

The European Commission has suggested a new regulation requiring banks and payment services providers to offer instant payments across the EU.

These oases of regulatory safety are being leveraged by fintechs and challenger banks to trial groundbreaking technologies, and incumbents should join them.

If challenger and traditional banks are in a race to victory, they’re pretty much neck and neck, according to industry specialists.

Real-time payments look set to take off in the small and medium-sized enterprise market in 2023, according to recent reports in Europe and the US.

Research has proven that banks are taking advantage of machine learning at the highest rate of all industries. What new doors does this open?

With challenger banks experiencing strong customer growth, can incumbents keep up in the new age of banking?

Financial swindling is increasing at a global level, with certain country exceptions, though new machine-learning technologies are proving key in the fight against fraud.

A new group of start-ups, fintechs included, have been selected for the Libra 2.0 programme, but rumours that the next UK government grant could go to a high street bank are troubling its participants.